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    Consolidating company pensions

    Once you provide this and some personal details to your chosen scheme, they should contact your old provider and sort out moving your investments over.This process shouldn’t take longer than four to six weeks.Account Based Pensions - October 10th A basic explanation of the Pensioner Concession Card (PCC), the medical concessions and other benefits it provides, and who is eligible for the card.– Read more Account Based Pensions - July 20th The 2017 Global Retirement Index, touted as an in-depth assessment of retirement security in the developed world, ranked 43 different countries based on a number of different sub-indices including: The material means to live comfortably in…That way you have just one account to log in to, one set of investments to keep an eye on and one lot of charges to monitor.Before you consolidate your pensions it’s worth checking if your existing plans come with any guarantees, such as a ‘Guaranteed Annuity Rate’ (GAR).Opera 3 Payroll simplifies your key tasks and has PAYE Recognition so you will always have peace of mind.Opera 3 Payroll is available as a stand alone application or integrates with the other applications available for Opera 3; linking seamlessly to Personnel and P11D Organiser.

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    This is invested with Fidelity and I’ve chosen a mix of five different funds that I think are a bit higher risk, as I’m still in my early 30s.

    You should think carefully about what’s important to you when picking your new provider.

    Different firms have different costs and charges, with some charging a percentage of the assets you invest and others a flat fee.

    Once you’re sure your policies don’t come with guarantees or exit fees, you can look into consolidating your pots with a single provider.

    In order to do this you’ll need your old scheme’s policy number, which you should be able to get from the scheme provider.

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